Q-2: What benefits are provided to a workman under the social security ordinance 1965?
Ans: BENEFITS AVAILABLE UNDER SOCIAL SECURITY ORDINANCE
The following benefits are available to the employee under the social security ordinance
1. SICKNESS BENEFITS
A secured person to whom a certificate has been issued, to the effect that he is incapable of attending to his work, by an authorized medical practitioner shall be entitled to recover sickness benefit at the rate fixed by notification by the Government in consolation. To make a secured person eligible to receive this benefit the condition is that from the date of issue of the certificate within a period of six months preceding contributions were either paid or have become payable for at lest ninety days- The secured person throughout the period of his sickness will receive this benefit. The limitation which is placed on it is that in the case of TB, it will be paid for one hundred eighty days out of three hundred sixty five days and in case of any other disease far a period of one hundred and twenty one days but he will not been titled to receive this benefit far the first two days of his sickness
2. MATERNITY BENEFITS
In the case of maternity a secured woman shall be entitled to receive this benefit at a rate which is fixed by the Government in consolation with Institution by notification on the production of a certificate from a medical practitioner authorized by the Institution, This benefit will be available to a secured woman for a period of not less than one hundred and eighty days within, a period of twelve calendar months immediately preceding the expected date of her confinement. This benefit will be paid on al says on which she does not work for remuneration during a period of twelve weeks and out of these twelve weeks not for more than six weeks period to the confinement.
3. MEDICAL CARE DURING SICKNESS AND MATERNITY
A secured person and his dependents shall receive medical care in the prescribed manner and extent. In the case of a secured woman she is entitled to prenatal confinement and postnatal medical care but this will be available to a woman who is entitled to maternity benefit during the six calendar months immediately preceding her claim far which contributions were paid or were payable for not less than ninety days.
4. INJURY BENEFITS
A secured person is entitled to receive injury benefit at the rate fixed by the Government in consultation with the Institution by notification. This entitlement will be receivable on the basis of a certificate by a authorized medical practitioner. This benefit will not be paid for the first three days and can be paid for a maximum period of 180 days. The rate upto now notified is sixty percent of the daily rate of wages, which the secured person might have received on the last day.
5. DEATH GRANT
At the time of his death the heir’s i.e. surviving widow, widows or the needy widower will receive this benefit, which is to be calculated by multiplying the silly rate of the above benefits by thirty. In case there is no such heir of the deceased, the person who provided for his funeral will receive this benefit and the minimum, which is fixed for it. is five hundred rupees.
6. DISABLEMENT GRATUITY
A secured person who has sustained the minor disablement is entitled to receive disablement gratuity at the rate fixed by the government with the consultation of the institution.
7. DISABLEMENT PENSION
A secured person who has sustained the partial or total disablement is entitled to receive the disablement pension, which is fixed by the government with the consultation of the institution. The rate pension may be change from time to time depending on the degree of disablement. The pension benefit is given to the person after the expiry of the period of injury benefits.
8. SURIVIVORMS PENSION
Where a secured person dies as a result of employment injury each of the heirs of the deceased will be entitled to receive a pension, which is termed as survivor’s pension according to the regulations. The survivors who will be receiving this pension are widow, widows or a needy widower in the case of secured woman and every dependent, child. .The rate at which this pension will be paid will be, in the case of a widow or widows or a needy widower three-fifths of the rate of total disablement pension to which the secured person would have been entitled. In the case of a dependent child the rate will be one-fifth of the total disablement pension. In the case of a widow, widows or needy widower the pension will be paid for the whole life but in the case of a dependent child it will be paid upto the time the child attains the age of sixteen years. This pension will be terminated if the widow who was receiving it remarries.